What are Credit Cards and how do they work?

Credit Cards are short term and long term loans issued by Visa, Masterard, Discover and American Express.

Credit Cards offer a peace of mind when shopping at a retail establishment, online, at a supermarket or a restaurant. the peace of mine comes in play by reaching out to your credit card company in case the business is not willing to return or exchange dameged merchandice.

Credit Card companies ussualy charge APR for ballances caried over 28 days, althouth there are some Credit card Companies that offer Low APR and no APR Credit Cards such as Chase Credit Card, Bank of America Credit Card, Capital One Credit Card, TD Bank Credit Card ETC...

Some Credit Card Copmanies offer Credit Approval with BAd Credit and No Credit